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Constituent Fund information

Repository of MPF Scheme Documents

Key Information of Constituent Fund
Basic Information
Name of MPF trustee	Bank Consortium Trust Company Limited
Name of MPF scheme	BCT MPF - Simple Plan
Name of the constituent fund	Principal Balanced Fund
Fund Class	n.a.
Fund Type	Mixed Assets Fund - 61% to 80% Equity
Fund Type - Full Descriptor	Mixed Assets Fund - Global - Maximum equity 85%
Fund size (HKD Million)	277.37 (as at 31 July 2026)
Launch Date	20 Jan 2005
Financial Period End Date	31 Dec
Fund Performance & Risk

Annualized Return / Cumulative Return (1 Year) (as at 31 July 2026)	+16.81% p.a. / +16.81%
Annualized Return / Cumulative Return (5 Year) (as at 31 July 2026)	+3.97% p.a. / +21.47%
Annualized Return / Cumulative Return (10 Year) (as at 31 July 2026)	+5.73% p.a. / +74.55%
Annualized Return / Cumulative Return (Since Launch) (as at 31 July 2026)	+4.34% p.a. / +149.77%
Calendar year return: 2025	20.81
Calendar year return: 2024	7.68
Calendar year return: 2023	6.34
Calendar year return: 2022	-18.6
Calendar year return: 2021	1.46
Risk Class	4
Fund Risk Indicator	9.02%
Fund Expense & Other Expenses

Latest FER	1.51808%
Management Fee	1.03% p.a.
Trustee Fee/ Custodian Fee	0.14% p.a.
eMPF Platform Fee	0.29% p.a.
Member Servicing Fee	0.25% p.a.
Investment Management Fee	0.35% p.a.
Guarantee Charge	0% p.a.
Joining Fee	0%
Annual Fee	0%
Contribution Charge	0%
Bid Spread	0%
Offer Spread	0%
Withdrawal Charge	0%
Other Expenses	A range of other expenses may be chargeable to the fund. Please refer to the Fee Table of the fund for details.
On-going Cost Illustration (OCI) – 1 Year	HKD 18
On-going Cost Illustration (OCI) – 3 Year	HKD 57
On-going Cost Illustration (OCI) – 5 Year	HKD 98