Constituent Fund information

Repository of MPF Scheme Documents

Key Information of Constituent Fund
Basic Information
Name of MPF trustee	HSBC Provident Fund Trustee (Hong Kong) Limited
Name of MPF scheme	Fidelity Retirement Master Trust
Name of the constituent fund	Americas Equity Fund
Fund Class	n.a.
Fund Type	Equity Fund - United States Equity Fund
Fund Type - Full Descriptor	Equity Fund – North America
Fund size (HKD Million)	2,116.64 (as at 30 November 2025)
Launch Date	31 Aug 2023
Financial Period End Date	31 Dec
Fund Performance & Risk

Annualized Return / Cumulative Return (1 Year) (as at 30 November 2025)	+11.42% p.a. / +11.42%
Annualized Return / Cumulative Return (5 Year) (as at 30 November 2025)	n.a. / n.a.
Annualized Return / Cumulative Return (10 Year) (as at 30 November 2025)	n.a. / n.a.
Annualized Return / Cumulative Return (Since Launch) (as at 30 November 2025)	+18.74% p.a. / +47.18%
Calendar year return: 2024	22.75
Calendar year return: 2023	n.a.
Calendar year return: 2022	n.a.
Calendar year return: 2021	n.a.
Calendar year return: 2020	n.a.
Risk Class	n.a.
Fund Risk Indicator	n.a.
Fund Expense & Other Expenses

Latest FER	1.39007% (This fund has less than 2 years of history from the inception date to the last reporting date of the fund fact sheet)
Management Fee	Up to 1.36% p.a.
Administration Fee or eMPF Platform Fee/Trustee Fee/ Custodian Fee	Up to 0.61% p.a.
Member Servicing Fee	0.2% p.a.
Investment Management Fee	0.55% p.a.
Guarantee Charge	0% p.a.
Joining Fee	N/A for Self-employed Member HKD250 per SVC Member N/A for TVC Member HKD50,000 per Participating Employer or HKD250 per Employee or both
Annual Fee	0%
Contribution Charge	0%
Bid Spread	0%
Offer Spread	0%
Withdrawal Charge	0%
Other Expenses	A range of other expenses may be chargeable to the fund. Please refer to the Fee Table of the fund for details.
On-going Cost Illustration (OCI) – 1 Year	HKD 15
On-going Cost Illustration (OCI) – 3 Year	HKD 45
On-going Cost Illustration (OCI) – 5 Year	HKD 78