Constituent Fund information

Repository of MPF Scheme Documents

Key Information of Constituent Fund
Basic Information
Name of MPF trustee	HSBC Provident Fund Trustee (Hong Kong) Limited
Name of MPF scheme	Fidelity Retirement Master Trust
Name of the constituent fund	Balanced Fund
Fund Class	n.a.
Fund Type	Mixed Assets Fund - 61% to 80% Equity
Fund Type - Full Descriptor	Mixed Assets Fund – Global – Maximum equity around 70%
Fund size (HKD Million)	4,138.20 (as at 31 October 2024)
Launch Date	1 Dec 2000
Financial Period End Date	31 Dec
Fund Performance & Risk

Annualized Return / Cumulative Return (1 Year) (as at 31 October 2024)	+18.2% p.a. / +18.2%
Annualized Return / Cumulative Return (5 Year) (as at 31 October 2024)	+1.33% p.a. / +6.84%
Annualized Return / Cumulative Return (10 Year) (as at 31 October 2024)	+2.74% p.a. / +31.03%
Annualized Return / Cumulative Return (Since Launch) (as at 31 October 2024)	+4.38% p.a. / +179.23%
Calendar year return: 2023	4.19
Calendar year return: 2022	-19.62
Calendar year return: 2021	-0.01
Calendar year return: 2020	13.69
Calendar year return: 2019	16.32
Risk Class	5
Fund Risk Indicator	12.99%
Fund Expense & Other Expenses

Latest FER	1.51937%
Management Fee	Up to 1.45% p.a.
Administration Fee or eMPF Platform Fee/Trustee Fee/ Custodian Fee	Up to 0.7% p.a.
Sponsor Fee	0% p.a.
Investment Management Fee	0.75% p.a.
Guarantee Charge	0% p.a.
Joining Fee	N/A for Self-employed Member HKD250 per SVC Member N/A for TVC Member HKD50,000 per Participating Employer or HKD250 per Employee or both
Annual Fee	0%
Contribution Charge	0%
Bid Spread	0%
Offer Spread	0%
Withdrawal Charge	0%
Other Expenses	A range of other expenses may be chargeable to the fund. Please refer to the Fee Table of the fund for details.
On-going Cost Illustration (OCI) – 1 Year	HKD 16
On-going Cost Illustration (OCI) – 3 Year	HKD 50
On-going Cost Illustration (OCI) – 5 Year	HKD 85