Constituent Fund information

Repository of MPF Scheme Documents

Key Information of Constituent Fund
Basic Information
Name of MPF trustee	Bank Consortium Trust Company Limited
Name of MPF scheme	BCT (MPF) Pro Choice
Name of the constituent fund	BCT (Pro) Hang Seng Index Tracking Fund
Fund Class	n.a.
Fund Type	Equity Fund - Hong Kong Equity Fund (Index Tracking)
Fund Type - Full Descriptor	Equity Fund [Hong Kong]
Fund size (HKD Million)	4,981.75 (as at 30 September 2026)
Launch Date	1 Oct 2009
Financial Period End Date	31 Dec
Fund Performance & Risk

Annualized Return / Cumulative Return (1 Year) (as at 30 September 2026)	-6.43% p.a. / -6.43%
Annualized Return / Cumulative Return (5 Year) (as at 30 September 2026)	+2.61% p.a. / +13.73%
Annualized Return / Cumulative Return (10 Year) (as at 30 September 2026)	+3.06% p.a. / +35.13%
Annualized Return / Cumulative Return (Since Launch) (as at 30 September 2026)	+3.23% p.a. / +71.6%
Calendar year return: 2025	30.2
Calendar year return: 2024	21.83
Calendar year return: 2023	-11.26
Calendar year return: 2022	-13.27
Calendar year return: 2021	-12.58
Risk Class	6
Fund Risk Indicator	19.66%
Fund Expense & Other Expenses

Latest FER	0.80675%
Management Fee	0.6% p.a. - 0.608% p.a.
Trustee Fee/ Custodian Fee	Up to 0.159% p.a.
eMPF Platform Fee	0.29% p.a.
Member Servicing Fee	0.14% p.a.
Investment Management Fee	Up to 0.019% p.a.
Guarantee Charge	0% p.a.
Joining Fee	Employer and / or employee member / personal account member / TVC member / SVC member: Currently waived Self-employed Person: HK$500 * * The Trustee / Sponsor shall have full discretion to waive the joining fee for self-employed persons.
Annual Fee	0%
Contribution Charge	0%
Bid Spread	0%
Offer Spread	0%
Withdrawal Charge	0%
Other Expenses	A range of other expenses may be chargeable to the fund. Please refer to the Fee Table of the fund for details.
On-going Cost Illustration (OCI) – 1 Year	HKD 8
On-going Cost Illustration (OCI) – 3 Year	HKD 26
On-going Cost Illustration (OCI) – 5 Year	HKD 46